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Go to the Assets tab, tap the + button in the top right, fill in the name, type, and starting balance, then tap Save.

A Swap is a fund transfer between two assets. ByJo creates two linked operations — an outflow from one asset and an inflow to another — so your total net worth stays balanced.

When you create an operation and set a recurrence (daily, weekly, monthly, or yearly), ByJo schedules future occurrences automatically and sends you a notification when each one is due.

Yes. When editing a recurring operation, ByJo asks whether you want to update just that occurrence or all future occurrences.

ByJo stores data locally on your device. If you have iCloud Backup enabled in your iPhone settings, your app data is included in your device backup.

Open the app, navigate to the paywall screen, and tap "Restore Purchases". Make sure you're signed in with the same Apple ID you used to purchase.

Open Settings on your iPhone → tap your name → Subscriptions → find ByJo → tap Cancel Subscription.

ByJo supports 50+ ISO currency codes. You can change your display currency at any time in the app settings.